Terms of Use
Last updated: November 9, 2026
These terms apply to the Punchpay app (“the app”) made by Anini (“we”, “us”). By using the app you agree to them. The App Store and Google Play terms also apply to your download and purchases; where those terms give you more rights, they win.
Who can use it
The app is made for working adults. You must be at least 13, and old enough where you live to accept these terms (or have a parent or guardian accept them for you).
What the app does
Punchpay records the hours you work and estimates your gross pay from the rules you enter (rate, breaks, pay period, overtime and shift extras). Overtime follows the method you choose for each job: the way the US Fair Labor Standards Act counts it, or on the base rate as in most other countries. National, state and union rules and employer policies can differ.
Estimates, not advice
- Pay figures, deposit estimates and “likely cause” notes are estimates to help you understand and check your pay. They are not payroll records, tax figures, or legal, tax or financial advice.
- Results depend on what you enter. Check important questions with your employer, payroll department or an adviser.
Punchpay Pro
- Pro is a one-time, non-consumable purchase through the App Store or Google Play. It unlocks the Pro features on your store account, including Pro features added later.
- Payment, refunds and restoring purchases are handled by Apple or Google under their rules. Use “Restore purchase” in Settings on a new phone.
- Prices are shown in the store before you buy.
Your data
Your shifts and settings stay on your phone; see the Privacy Policy. You are responsible for backups. We cannot recover data we never receive.
Fair use
You may use the app for your own personal or work records. Do not copy, resell, or reverse-engineer the app except where the law allows it.
No warranty
The app is provided “as is”. We work to keep it accurate and available, but we do not promise it is free of errors or fits every pay arrangement.
Limit of liability
To the extent the law allows, we are not liable for indirect or consequential losses, or for decisions made from the app’s estimates. Our total liability is limited to what you paid for Punchpay Pro. Nothing here limits rights you have under consumer law that cannot be waived.
Changes and ending
We may update these terms; the date at the top shows the latest version, and continued use means you accept the update. You can stop using the app at any time by deleting it. If we stop offering the app, your data stays on your phone and the app keeps working as installed.
If part of these terms is invalid
If a court finds any part of these terms invalid, the rest still applies.
Governing law
These terms are governed by the laws of Malaysia, without limiting the consumer protections of the country where you live.